Terms of Service
Effective Date: July 27, 2026
Acceptance of the Terms of Service
These Terms apply to all digital products and services we offer at Marketgrove. That includes our websites and mobile apps, collectively called the "Services". This is a legal agreement between you ("user" or "users") and Marketgrove ("Company", "we", or "us"). These Terms govern your access to and use of everything we provide. BY USING THE SERVICES, YOU AND ON BEHALF OF YOUR CHILDREN AGREE TO THESE TERMS. YOU ALSO REPRESENT THAT YOU'RE AGREEING ON YOUR OWN BEHALF. IF YOU DON'T AGREE TO THESE TERMS, DON'T USE THE SERVICES.
Modifications to the Terms of Service and to the Services
We can change these Terms whenever we want. Updates take effect when posted. Check back regularly—you're responsible for staying aware of what's changed. Keep using the Services after an update and you've accepted the changes. We can also modify the Services and everything on them at any time. If the Services or parts of it go down or become unavailable for any reason, that's not our problem legally.
Use of the Services
We take protecting your information seriously. We use measures designed to keep your information safe from accidental loss and unauthorized access, use, or disclosure. But your information's safety also depends on you. You're responsible for your own access to the Services. Make sure anyone accessing through your internet connection knows about these Terms and follows them. When you use the Services, all the information you give us has to be correct, current, and complete. If anything changes, contact us right away using the details below. Internet transmission isn't totally secure, though. We protect your information, but we can't guarantee what you send to us stays secure. Any transmission is at your own risk. We're not responsible if someone gets around privacy settings or security measures. You can't try to break into the Services or get around security, including: (a) accessing content you're not supposed to see; (b) trying to break authentication measures; (c) stopping or disrupting service for other users, hosts, servers, or networks; (d) copying TCP/IP packet headers; (e) messing with network services and monitoring; (f) using bots, spiders, or automated tools to access the Services; (g) putting in viruses, trojan horses, worms, logic bombs, or malicious stuff; (h) running denial-of-service or distributed denial-of-service attacks; and (i) interfering with how the Services work.
Account Set-up and Subscription Services
Some parts of the Services, like our membership offerings on Marketgrove ("Membership Services"), need you to create an account with a username and password ("Login Credentials"). You have to be at least 18 to make an account. You can also use Apple ID or Google account to access Membership Services. Don't share your Login Credentials with anyone. You're responsible for everything that happens on your account. We can terminate Membership Services or delete accounts whenever we want. To use Membership Services, you buy a subscription ("Subscription"). You can purchase on our website or through the Apple App Store or Google Play Store. You can use one Subscription across multiple devices. Subscriptions are optional for Membership Services, though some content and features are only for subscribers. Subscriptions charge a fee ("Subscription Fee") based on your chosen period: one month, six months, or a year (each is a "Subscription Period"). We can change the Subscription Fee whenever we want with written notice, and it takes effect at the end of your current period. Subscriptions renew automatically when your period ends unless you cancel first. Each renewal lasts as long as the previous period. You pay the Subscription Fee using a payment method the third-party processor accepts. When you buy a Subscription, you're authorizing automatic charges at the start of each Subscription Period. If a fee goes unpaid, you lose access to Membership Services. Cancel your Subscription anytime—it takes effect at the end of your current Subscription Period. Website purchases cancel through "My Account". App Store or Google Play purchases cancel through their subscription settings. After cancellation, you keep access through the end of your current period, then no more charges.
Intellectual Property Rights and Ownership
The Services and everything on them—content, features, functionality (all called "Services Content")—belong to us. That includes information, software, code, text, displays, graphics, photographs, video, audio, designs, presentations, selections, and arrangements. We protect all this stuff with copyright, trademark, moral rights, and proprietary rights laws. All trademarks, logos, product and service names, designs, images, and slogans on the Services are ours or someone else's. Don't use any of that without written permission from whoever owns it. Unauthorized use breaks copyright law and could get you sued. You can use the Services for personal, non-commercial purposes only. Don't remove or change copyright, trademark, or legal notices. You can't modify, copy, distribute, make derivative works, display publicly, perform, republish, download, store, or send Services materials unless we say you can in writing or the law allows it. We do allow: temporary caching of Services Content on your computer and browser; downloading and printing a reasonable amount of Services Content for personal, non-commercial, lawful use, as long as proprietary notices stay on it and we think it's reasonable; and taking actions that the Services and third-party platforms specifically allow when social media sites link to certain content. Breaking these rules means you stop using the Services immediately. You have to give back or destroy copies if we ask. You don't own anything in the Services—all rights we didn't give you stay with us. Unauthorized use breaks these Terms and might violate copyright, trademark, or intellectual property laws, which could result in legal action.
User Submissions and Conditions of Use
We don't ask for confidential, secret, or proprietary information through the Services or email. If you submit materials, content (like photographs or artwork), information, or ideas ("User Submissions"), you're saying (i) it's all original and nobody else has rights to it, and any "moral rights" are waived, and (ii) you're giving us a non-exclusive, fully-paid, royalty-free, unrestricted, perpetual, irrevocable, fully transferable, sublicensable, and worldwide license to reproduce, modify, adapt, publish, perform, display, distribute, sublicense, create derivative works, sell, and otherwise use the User Submissions however we want—commercial or not—in our sole discretion, with no payment or credit to you, following our Privacy Policy. We can't keep User Submissions and might delete them anytime. When you use the Services and submit things, you're guaranteeing that: You're using the Services legally. You're not breaking other websites' terms, including social media linked to the Services. Nothing you submit is exploitative, obscene, harmful, threatening, abusive, harassing, hateful, sexually explicit or pornographic, violent, inflammatory, or discriminatory based on race, sex, religion, nationality, disability, sexual orientation, or age, or otherwise objectionable in our opinion. You're not stalking or trying to harm people (including minors) by showing them inappropriate content or asking for personal information in ways that break laws. You're not providing false, inaccurate, or misleading information. Nothing gives the impression it comes from or is endorsed by us or anyone else, unless that's true.
Enforcement, Suspension, and Termination
We can, without notice: Do whatever we think necessary about User Submissions, including removing ones that violate these conditions or Terms. Take legal action, contact law enforcement, or tell affected parties about illegal or unauthorized Services use. We work fully with law enforcement and court orders asking for information about anyone posting on the Services. Shut down or limit your access to the Services or parts of it for any reason, including violating Terms. YOU WAIVE AND HOLD HARMLESS US AND OUR SUBSIDIARIES AND AFFILIATES, AND THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, SERVICE PROVIDERS, CONTRACTORS, LICENSORS, LICENSEES, SUPPLIERS, AND SUCCESSORS (THE "COMPANY PARTIES") FROM ANY CLAIMS FROM ANY ACTION WE OR THESE PARTIES TAKE RELATING TO INVESTIGATIONS OR LAW ENFORCEMENT ACTIONS.
No Reliance
Services Content is for general information only. It's not advice you should rely on. Get specific or professional advice before acting or not acting based on what's here. We try to keep Services Content current, but we don't guarantee it's accurate, complete, or up to date. Using the Services is your own risk. Neither we nor the Company Parties are responsible for how you use it.
Privacy
By submitting information and using the Services, you agree we can collect, use, reproduce, host, transmit, and disclose that information following our Privacy Policy. If you don't agree with our Privacy Policy, don't use the Services.
Third-Party Websites
The Services might link to third-party sites. We don't make promises about what's on those sites. You access them at your own risk. We don't control what's on third-party sites and aren't responsible for them or any loss from using them. You're subject to their terms and conditions. You can link to the Services in fair and legal ways that don't hurt our reputation or exploit it. Don't make links that suggest we're associated with, approve of, or endorse something we don't. Don't frame our Services on your site. We can stop letting you link anytime without notice. You agree to stop any unauthorized framing or linking immediately if we ask.
Online Purchases
All orders, subscriptions, purchases, and transactions for goods or services on Marketgrove go through third-party providers Shopify and Stripe. They have their own terms and privacy policies that we're not responsible for. Read through their policies before you buy anything through the Services.
Copyright Complaints
We take copyright infringement seriously and have procedures in place. We've designated an agent to get copyright infringement notices. We'll respond to claimed infringement notices following the law. If you believe in good faith that your copyright was infringed, submit your claim in writing to the email or mailing address at the bottom of these Terms. For us to process your claim, your notice needs: (1) electronic or physical signature of someone authorized to act for the copyright owner; (2) description of the copyrighted work you say was infringed; (3) the location on our website where the infringing material is; (4) your email, mailing address, and/or phone number; (5) a statement that you believe in good faith the use isn't authorized by the copyright owner, their agent, or law; and (6) a statement under penalty of perjury that your information is accurate and you're the copyright owner or authorized to act for them. If you think a copyright notice against you was wrong, submit a counter-notice in writing to the email or mailing address at the bottom of these Terms. Your counter-notice needs: (1) your physical or electronic signature; (2) what material was removed or disabled; (3) a statement under penalty of perjury that removal or disabling was a mistake or the material was misidentified; and (4) your full name, email, mailing address, and a statement that you consent to Federal District court jurisdiction (i) in the judicial district where your address is if you're in the United States, or (ii) in Ontario if your address is outside the United States, and that you'll accept service of process from the person who complained or their agent.
Disclaimer of Warranties
YOU UNDERSTAND AND AGREE THAT USING THE SERVICES, THE SERVICES CONTENT, AND ANYTHING FOUND THROUGH THE SERVICES IS AT YOUR OWN RISK. THE SERVICES, THE SERVICES CONTENT, AND ANYTHING FOUND THROUGH THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE", WITH NO WARRANTIES OR CONDITIONS OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. THIS DOESN'T AFFECT ANY WARRANTIES THAT CAN'T BE EXCLUDED OR LIMITED BY LAW. WE AND THE COMPANY PARTIES MAKE NO WARRANTY, REPRESENTATION, OR ENDORSEMENT ABOUT THE COMPLETENESS, SECURITY, RELIABILITY, SUITABILITY, ACCURACY, CURRENCY, OR AVAILABILITY OF THE SERVICES OR SERVICES CONTENT. WE DON'T REPRESENT OR WARRANT THAT THE SERVICES, SERVICES CONTENT, OR ANYTHING FOUND THROUGH THE SERVICES WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE FIXED, OR THAT THE WEBSITES OR SERVERS ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE CAN'T GUARANTEE FILES OR DATA YOU DOWNLOAD FROM THE INTERNET OR THE SERVICES ARE FREE OF VIRUSES OR OTHER DESTRUCTIVE CODE. YOU'RE SOLELY RESPONSIBLE FOR HOW YOU USE THE SERVICES AND YOUR COMPUTER, INTERNET, AND DATA SECURITY. TO THE FULLEST EXTENT THE LAW ALLOWS, WE'RE NOT LIABLE FOR ANY LOSS OR DAMAGE FROM DENIAL-OF-SERVICE ATTACKS, DISTRIBUTED DENIAL-OF-SERVICE ATTACKS, OVERLOADING, FLOODING, MAILBOMBING, OR CRASHING, VIRUSES, TROJAN HORSES, WORMS, LOGIC BOMBS, OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT INFECTS YOUR COMPUTER, PROGRAMS, DATA, OR PROPRIETARY MATERIAL FROM USING THE SERVICES OR ANYTHING FOUND THROUGH THE SERVICES, OR FROM DOWNLOADING ANY MATERIAL POSTED ON IT OR ON ANY LINKED WEBSITE.
Limitation of Liability
WHERE THE LAW DOESN'T PROHIBIT EXCLUSIONS, WE AND THE COMPANY PARTIES AREN'T LIABLE FOR ANY CONSEQUENTIAL, INDIRECT, INCIDENTAL, EXEMPLARY, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING DAMAGES FOR PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOST REVENUE, LOST PROFITS, LOST BUSINESS OR ANTICIPATED SAVINGS, LOST USE, LOST GOODWILL, OR LOST DATA, WHETHER FROM BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE), ANY OTHER LIABILITY THEORY, OR OTHERWISE, COMING FROM OR CONNECTED TO USING THE SERVICES, NOT BEING ABLE TO USE THEM, OR RELYING ON THEM. THIS APPLIES REGARDLESS OF WHETHER SUCH DAMAGES WERE FORESEEABLE OR WHETHER YOU WERE TOLD ABOUT THE POSSIBILITY. WHERE THE LAW DOESN'T PROHIBIT LIMITATIONS, OUR AND THE COMPANY PARTIES' TOTAL LIABILITY FROM BREACH OF CONTRACT, TORT, OR OTHERWISE, COMING FROM OR CONNECTED TO USING THE SERVICES, NOT BEING ABLE TO USE THEM, OR RELYING ON THEM, WON'T EXCEED THE TOTAL AMOUNT YOU PAID US IN THE ONE MONTH BEFORE THE EVENT THAT CAUSED YOUR CLAIM.
Indemnification
To the extent the law allows, each user agrees to defend, indemnify, and hold us, the Company Parties, and their assigns harmless from any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including legal fees) from your breach of these Terms or use of the Services. That includes User Submissions, third-party sites, any use of Services Content, services, and products other than how these Terms authorize.
Governing Law and Choice of Forum
The Services and these Terms are governed by Ontario law and Canadian federal law that applies in Ontario. We ignore any choice or conflict of law rules from Ontario or anywhere else, no matter where you live or are. Any action or claim from the Services or these Terms starts in Ontario courts. Both parties submit to their exclusive jurisdiction. You waive any objections to those courts having jurisdiction or their venue. BY AGREEING TO THESE TERMS, YOU WAIVE THE RIGHT TO PARTICIPATE IN A CLASS ACTION AGAINST US OR THE COMPANY PARTIES.
Waiver
Not exercising or delaying a right, remedy, power, or privilege under these Terms doesn't waive it. Using one right partially doesn't stop you from using it again or using other rights.
Severability
If any part of these Terms is invalid, illegal, or unenforceable somewhere, that doesn't affect other parts or make them invalid or unenforceable elsewhere.
Entire Agreement
These Terms and our Privacy Policy are the complete agreement between you and us about the Services. They replace all earlier understandings, agreements, representations, and warranties, written or spoken.
Reporting and Contact
Marketgrove operates the Services. Send copyright infringement claims, reports of Services misuse (including defamatory conduct), comments, questions, technical support requests, and other communications about the Services to: Email: info@marketgrove.site